The I/DD Provider Startup Guide

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Military: The Closest Thing the African American Will Get to Reparations is a provocative new book by Allen Cheney examining one of the most powerful—and often underused—economic opportunity systems available to Black Americans: military service.

The argument is not that military service is reparations.

The argument is that if America never delivers a direct reparations payment, the military may represent one of the closest existing systems capable of helping an individual build education, homeownership, career skills, investment capital, healthcare security, and long-term wealth—when those benefits are used strategically.

This book explores how a young person entering the military at 18 can begin building a financial foundation immediately instead of waiting until their 30s or 40s to start thinking about wealth.

Inside, Allen Cheney examines topics including:

• Military pay and benefits

• The GI Bill and education opportunities

• VA home loan benefits and homeownership

• The Thrift Savings Plan (TSP)

• Roth IRAs and long-term investing

• The power of starting to invest at 18

• Credit building and avoiding unnecessary debt

• Military training, certifications, and career development

• Veteran benefits

• Transitioning successfully into civilian life

• Entrepreneurship after military service

• Building assets instead of simply earning income

• Creating generational wealth for the next generation

The book also confronts the complicated relationship between African Americans and the United States military—from generations of Black Americans serving a country that did not always provide them equal treatment to the economic opportunities military service can provide today.

This is not a recruitment brochure.

It is a strategy book.

It challenges Black families to have a different conversation with their children about service, sacrifice, money, investing, ownership, and the opportunities already sitting inside one of America's largest institutions.

If a young person is going to serve, the question should not simply be:

“What job will you do in the military?”

The bigger question is:

“What will you own when your service is over?”

MILITARY

The Closest Thing the African American Will Get to Reparations

By Allen Cheney

Pre-order your copy today.

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You learned the care. Now learn how to get paid.

Having a license does not automatically create revenue. Every payer has its own enrollment requirements, documentation standards, billing rules, deadlines, and compliance risks.

Get Paid is a practical, 49-chapter working manual designed to help Home Care and Assisted Living operators understand how reimbursement works across Medicare, Medicaid, the VA, long-term care insurance, and private pay.

Written by senior care operator and consultant Allen Chaney, this approximately 316-page National Edition takes operators beyond licensing and into the financial side of running a sustainable senior care business.

What You'll Learn

Inside, you'll learn how to navigate:

Medicare — skilled vs. custodial care, Home Health Agency enrollment, PDGM, hospice, Medicare Advantage, cost reports, and survey readiness

Medicaid — waivers, provider enrollment, client eligibility, managed care, EVV, billing, self-direction, HCBS, and I/DD funding

VA Programs — understanding opportunities to serve eligible veterans and their families

Long-Term Care Insurance — documentation, claims, authorizations, and working with insurance carriers

Private Pay — setting rates, contracts, pricing strategy, and understanding true operating margins

Assisted Living Economics — reimbursement, resident payment structures, and pricing beds

Revenue Cycle Management — billing, collections, denials, appeals, authorizations, and follow-up

Compliance & Risk — overpayments, audits, investigations, documentation, and lawful referral development

Cash Flow & Workforce Costs — understanding what billed revenue actually becomes after payroll and overhead

Growth & Acquisition — buying and selling agencies, rate advocacy, and planning for the 2026–2030 reimbursement environment

This Isn't Just a Book. It's a Working Manual.

Every chapter is designed to help you put the information into practice.

Included:

✅ 49 detailed chapters

✅ 343 checklist items

✅ A checklist at the end of every chapter

✅ Worked examples using real-world numbers

✅ State-variation guidance

✅ Sources and re-check dates

✅ 12 fill-in templates

✅ Codes and forms reference

✅ State research worksheet

✅ Senior care reimbursement glossary

✅ Operator-specific implementation playbooks

Who This Book Is For

Get Paid was created for:

🏡 Home Care agency owners

❤️ Assisted Living operators

🏥 Home Health operators

🩺 Hospice operators

♿ I/DD and HCBS providers

📋 Licensing consultants and senior care coaches

💼 Entrepreneurs evaluating senior care business models

🤝 Buyers and sellers of healthcare agencies

Whether you're just entering senior care or already operating, understanding reimbursement can be the difference between simply having a license and building a financially sustainable operation.

The Bottom Line

A license does not create revenue. Payers do.

You need to understand:

Who pays.

What they pay for.

How you enroll.

What you document.

How you bill.

How you avoid denials.

And how you actually collect.

That's what Get Paid was built to teach.

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Title: Get Paid

Subtitle: The Operator's Working Manual for Medicare, Medicaid, VA, and Insurance Reimbursement

Edition: 2026 National Edition

Series: Senior Care Operator Series

Author: Allen Chaney

Length: Approximately 316 pages

Format: 49-Chapter Working Manual

Important: This book provides educational and operating guidance and is not legal advice. Medicare, Medicaid, VA, insurance, licensing, reimbursement, and compliance requirements can change. Operators should verify current requirements with the applicable payer, state agency, regulator, or qualified professional before acting.

Turn your licensed assisted living program into a provider that can serve eligible Maryland Medicaid waiver participants.

Maryland's Community Options Waiver allows eligible individuals who require a nursing-facility level of care to receive services in the community — including approved assisted living services.

Medicaid does not pay an assisted living resident's room and board. However, for eligible participants, Medicaid may reimburse approved assisted living services provided by an enrolled and qualified provider.

That creates an opportunity for licensed assisted living operators to expand beyond a strictly private-pay census and build relationships with Maryland's Medicaid long-term-care system.

We help you navigate the provider enrollment process from start to finish.

What's Included:

✔ Maryland Medicaid provider enrollment preparation and submission

✔ Community Options Assisted Living Services enrollment — Provider Type 75

✔ Review of required licenses, certifications, staffing documents and supporting documentation

✔ Compliance review based on COMAR 10.09.54

✔ Preparation of the required Community Options Assisted Living provider documentation

✔ Guidance through Maryland's current Medicaid provider enrollment portal and transition requirements

✔ Assistance responding to Maryland Medicaid requests for additional information

✔ Guidance on provider numbers, billing setup and next steps after approval

✔ Support through enrollment-related state follow-up

Who This Is For:

Licensed Maryland assisted living operators who want to:

• Expand beyond private-pay residents

• Become eligible to serve qualified Medicaid waiver participants

• Develop additional referral sources

• Better understand Maryland's Medicaid long-term-care system

• Add another potential revenue stream to their assisted living business

You already did the hard part — getting licensed.

Now it's time to position your facility to participate in one of Maryland's largest long-term-care funding systems.

We handle the enrollment process so you don't have to figure it out alone.

Provider enrollment and participant eligibility are subject to approval by the Maryland Department of Health. Enrollment does not guarantee referrals, residents, reimbursement, or waiver eligibility.

Get experienced Delegating Nurse support for your Maryland assisted living facility with Annette Dhannie, RN, DN/CM.

This service is designed for assisted living owners and operators who need professional nursing oversight, medication delegation support, resident assessments, and clinical guidance to help maintain safe, organized, compliant operations.

Delegating Nurse Services may include:

- Resident nursing assessments and ongoing clinical review

- Medication management and delegation oversight

- Medication Technician oversight and guidance

- Review and support of resident care plans

- Staff delegation, instruction, and clinical oversight

- Medication documentation review

- Coordination with physicians, pharmacies, families, and other healthcare providers when appropriate

- Clinical documentation and compliance support

- Guidance for changes in resident condition

- Ongoing support for assisted living management and staff

Service Rate: $300

Whether you're opening a new assisted living home or need additional nursing support for an existing facility, Annette provides experienced, hands-on guidance to help your team confidently manage resident care responsibilities.

Brought to you by Annette Dhannie, RN, DN/CM — Phoenix Healthcare Learning Center.

Exact services, frequency of visits, and responsibilities are established based on the facility's needs, applicable Maryland requirements, and the Delegating Nurse service agreement.

Grants, Partnerships, Seller Financing & Every Real Way to Fund Your Business

You have the vision. Now you need the capital to make it real.

One of the biggest reasons senior care entrepreneurs stay stuck is simple: they know how to start the business, but they don’t know how to fund it, acquire property, expand it, or structure deals without depending entirely on their own savings or a traditional bank loan.

Senior Care Capital was created to change that.

This book takes you beyond basic startup advice and into the financial strategies that can help you launch, acquire, grow, and scale a serious senior care business.

Whether you're working toward your first home care agency, assisted living home, group home, placement business, or senior care facility, this book will help you understand how entrepreneurs think about capital differently.

You’ll discover practical strategies for:

Finding and evaluating grants and alternative funding opportunities

Building partnerships with people who bring capital, credit, expertise, property, or operational resources

Structuring investor relationships more strategically

Understanding seller financing and creative acquisition structures

Purchasing or taking over existing senior care businesses and facilities

Combining multiple funding sources to complete larger projects

Raising capital while protecting your ownership position

Using partnerships to overcome limitations in cash, credit, or experience

Funding occupancy growth, staffing, marketing, expansion, and operations

Building equity and creating long-term wealth through senior care ownership

This Is Bigger Than Finding a Grant

A lot of entrepreneurs spend months searching for the perfect grant while overlooking the capital that may already be available through partnerships, investors, property owners, sellers, strategic relationships, and creative deal structures.

This book teaches you to stop thinking:

“How am I going to afford this?”

…and start asking:

“How can this deal be structured?”

That shift can completely change the way you approach business.

Built for Senior Care Entrepreneurs

This isn't generic business-financing information.

Senior Care Capital is written specifically for entrepreneurs building businesses in the senior care industry—where real estate, licensing, staffing, occupancy, acquisitions, cash flow, and referral relationships all intersect.

You’ll learn how to think like an operator, dealmaker, and business owner, not simply someone trying to qualify for another loan.

Perfect For

Home Care Agency Owners • Assisted Living Operators • Group Home Owners • Senior Placement Entrepreneurs • Aspiring Senior Care Owners • Existing Operators Ready to Expand • Entrepreneurs Looking to Acquire Facilities

Real Capital. Real Partnerships. Real Opportunity.

Your credit score should not be the only thing determining how big your vision can become.

Your ability to build relationships, structure opportunities, leverage resources, create value, and put the right people together can become one of your greatest sources of capital.

Funding is the fuel.

Partnerships are the multiplier.

Legacy is the mission.

If you're serious about building more than just a small senior care business—and you want to understand the strategies that can help you create something scalable, valuable, and lasting—

Senior Care Capital belongs in your business library.

Get Your Copy Today

By Allen Chaney

Stop waiting until you have all the money. Learn how to structure the opportunity.